Filing a Long Term
Disability Claim
Filing a claim is never easy.
At the Club, we will guide you through
every step of the way.

Let us help you through these difficult times.

What do I need to know?

Plan pays 60% of the salary prior the disability, or up to 70% of the salary -if receiving other disability benefits- when the insured is totally disabled. The insured is eligible for benefits after the Elimination Period is fulfilled.

How Do I Get Started?

Please contact us to file a claim. The forms you will need to complete are the following:

  • CITY Employee - LTD Claim Forms
  • DWP Employee - LTD Claim Forms

Where to mail your claim forms?

City Employees Club of Los Angeles
Attention: Claims Dept.
311 S Spring Street. Suite 1300
Los Angeles, CA 90013

Why Get Long Term Disability from the Club?

  • In-House Claims Department: We will guide you through every step of the way
  • Benefits are Non-taxable
  • Progressive Partial Disability Benefits: When your salary is reduced due to partial disability, this insurance pays you up to 70%
  • Death Benefit: 3 month benefit is paid to your family.

To File a Claim

Please contact our Claims Team


Most Frequently Asked Questions

What does "total disability" mean?

Total disability means the employee's complete inability to perform the material duties of his/her regular job; and after 12 months of disability, means the complete inability to perform the material duties of any gainful job for which the employee is reasonably fit by training, education or experience.

How long will it take to find out if my claim is approved or denied?

Every case is unique, but generally it takes two weeks to the Insurance Company to make a determination on your claim.

Could I still apply for disability if I am in light duty?

Only if you are receiving less than 70% of your salary

           
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Copyright © 1928-2017 City Employees Club of Los Angeles. All Rights Reserved.
All artwork & logos are registered trademarks or trademarks of their respective companies. LACEA Insurance Services, Inc. ('City Employees Club of Los Angeles') is a licensed insurance agency offering insurance benefits to qualified Club members. The Club's CA DOI Lic. is #0B98000.